DEPOSITORS

Treasury Professionals

Our federally insured cash account is a better solution for your bank deposits

StoneCastle strives to deliver the best combination of absolute safety, rate, liquidity and convenience on your cash.

Materially enhance the safety and rate on your uninsured deposit balances:

Simplicity & Convenience: You receive a single month-end statement that provides account balance, transaction history, interest earned, and your balance at every bank.

The failure of Silicon Valley Bank and other regional banks exposed the risks associated with uninsured deposit balances at banks. Many depositors seeking safety moved to the largest banks in the U.S. such as JPMorgan and Bank of America as many deem them to be "too-big-to-fail." However, the safety they offer comes at the expense of rate.

* Rates for selected banks reflect rates for savings accounts as advertised on their respective websites as of January 23, 2024. Rates may vary by location and do not account for special or promotional APYs.

StoneCastle specializes in arranging federal deposit insurance on large balances

The FDIC insures balances up to $250,000 per bank per tax ID. If you have a $1,000,000 and deposit $250,000 into 4 banks, the entire balance will be FDIC insured.

The above diagram is for illustration purposes.
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For most companies, spreading large balances is logistically challenging and impractical (e.g., it's not realistic to open and manage accounts at 100 different banks to insure a $25 million balance).

Treasury Professionals

100% Federally Insured Deposits

Largest banks offer safety at a steep cost to depositors.

StoneCastle specializes in arranging federal deposit insurance on large balances

StoneCastle's Specialized Platform

Ready to join thousands of leading cash depositors? Contact us today.